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In Our Clients’ Words

Ms. Seaton has been my attorney. She is very compassionate, kind, and an excellent attorney! Her staff is friendly and welcoming too. I would HIGHLY recommend her. Ms. Seaton is brilliant and kind. She will make it easy for you during this tough time of your life. Thank you, Ms. Seaton.

Thank you very much Regards,


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Chapter 7 vs. Chapter 13 Bankruptcy

Many people have heard of Chapter 7 and Chapter 13 bankruptcy, but do not understand how one solution differs from the other. It is essential to work with a conscientious lawyer who will listen to you, analyze your specific debt concerns and explain what options are available. Here is a basic distinction between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy:

  • A Chapter 7 bankruptcy filing is the most common approach for those whose problems primarily stem from credit card balances, medical bills and other unsecured debts. The relief it provides is prompt and dependable, but filers must meet income guidelines and other requirements to be eligible.
  • In contrast, a Chapter 13 bankruptcy filing can provide relief if a Chapter 7 is not a good option and you have significant debt problems. It can be the best way to stop home foreclosure or deal with other debts such as tax debts. Since a Chapter 13 filer enters a plan and must make monthly payments to a trustee for a three- to five-year period, practical, experienced and realistic legal counsel is a must for anyone considering Chapter 13.

Bankruptcy and Life Afterward – Contact Us for Straight Answers

Please do not wait and worry about the next action a creditor may take — or lose another night’s sleep running numbers that do not add up. If you are considering tapping into your 401(k) or borrowing from relatives, talk to us first. All too often, clients give up assets they could have protected by getting qualified legal advice sooner.

Focused, Attentive Guidance · We Will Find the Best Debt Relief Approach for You

Our experienced bankruptcy attorneys know that financial hardship can be an unavoidable outcome of job loss, divorce, a health crisis or a business slowdown. In some cases, simply trying to keep up with basic expenses can lead to overwhelming debt. At Bosshard | Parke Ltd. in La Crosse, Wisconsin, we strive to relieve our clients’ burdens and restore hope and stability for the future.
Our Leading Attorney Who Focuses on Chapter 7 and Chapter 13 Bankruptcy:

We will help you weigh Chapter 7 vs. Chapter 13 bankruptcy options or find a nonbankruptcy alternative best for you. To request a consultation with a bankruptcy lawyer who is proven and respected in the courts, call 608-433-9534 or email our firm anytime.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


Contact Us

P.O. Box 966
La Crosse, WI 54602
Toll Free: 800-850-0498
Phone: 608-433-9534

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Bosshard | Parke Ltd. in La Crosse serves clients throughout the Coulee Region, western Wisconsin, southeastern Minnesota and beyond, including many in the Onalaska and Sparta, Wisconsin, and La Crescent, Minnesota, areas.